Please welcome Jasmine Birtles, a financial whizz who regularly appears on TV and Radio with some pretty nifty ways of saving, and making money. We’re borrowing her from her own website MoneyMagpie.com to talk about things that, frankly, make our brains hurt. Over to the expert!

Just one FREE session with an independent financial advisor can make the difference between you just about managing when you retire and you having two or three holidays a year plus enough to buy the kids great presents when you stop working.

Independent financial advisors can make that much difference to your life. You’d be amazed.

The thing is that you might be putting money into a pension or two right now, you might have regular deposits going into savings accounts and you might even have an ISA, but you could be losing money every day on all of these if they’re not the right ones! You could be literally throwing money away.

Make some serious money

With just one session with a financial advisor you could find out:

• If a different pension could add tens of thousands of pounds to your final retirement pot and how you could move your money quickly into that one.
• If the ISA you currently have is actually losing money in real terms (i.e. when you take inflation into account) and which one you should move to to make genuine money long-term.
• If someone is scamming you and taking money from you while pretending to be investing your cash.
• If you’re losing out on thousands of pounds each year in tax payments you don’t need to make.
• Easy and cheap ways you could make your kids rich right now.

All you need to do to get one of these totally free sessions with an independent financial advisor is to look here and find one that’s close to you and has really good references. You can see what other customers say about all the financial advisors on this site, called VouchedFor, and pick the one who has the best ratings.

Check your ID

Also, while you’re waiting for your appointment, do a quick, FREE, check on what the credit rating agencies are saying about you here. It costs nothing and you can see if your credit is good and, importantly, whether someone is masquerading as you and getting money in your name!

You’d be surprised how often this happens. It’s called ID theft and it involves someone pretending to be you, having a lot more details about you (your date of birth, mother’s maiden name, phone number etc) than you would like and then stealing your money! If you’ve got a bad credit rating, here are some ways to clean it up.

You don’t want your identity stolen, so it’s important to check NOW that you’re safe and your credit rating is clean. Get that free information here then go have your free, money-making session with a clever money guru.

Hope that helps!

Jasmine x

Jasmine is the queen of cash, the money-making guru, the woman who puts the funny into money (yes, really!) and she knows her stuff. She’s presented Homes Under the Hammer, Doctor Dosh and Spend, Spend, Spend on the telly. You’ve probably also seen her on BBC Breakfast News, GMB, Sky News and more TV progs talking a out all things financial, or you might have read one of her 38 books! She’s a stand-up comedian as well as being a financial whizz and she has agreed to be our resident Money Expert. Read her stuff and get instantly richer…and happier!